Regulating Stablecoins
Law, Payments, and the Transformation of Digital Money
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Beschreibung
This book provides a comprehensive legal, regulatory, and policy analysis of one of the most important developments in modern finance: the emergence of stablecoins as a new form of digital money. Drawing on financial regulation, fintech law, payments infrastructure, digital assets, and monetary economics, the book examines how stablecoins are reshaping cross-border payments, settlement systems, decentralised finance (DeFi), and global capital markets.
Covering the full lifecycle of stablecoin ecosystems, the book explores technical architecture, reserve management, governance, systemic risk, operational resilience, tokenised deposits, central bank digital currencies (CBDCs), and the evolving relationship between private money and state monetary authority. It offers detailed analysis of major regulatory frameworks, including the EU’s Markets in Crypto-Assets Regulation (MiCA), the UK’s emerging stablecoin regime, and the US GENIUS Act, while also examining developments across emerging markets and the Asia-Pacific region.
Combining legal analysis with practical industry insight, Regulating Stablecoins explains how stablecoins are influencing financial stability, monetary sovereignty, digital dollarisation, and the future architecture of global payments. It is an essential resource for academics, lawyers, regulators, policymakers, compliance professionals, fintech practitioners, and institutional participants seeking to understand the future of money in a tokenised economy.
Gavin I. Persaud is a solicitor in England and Wales with more than 25 years’ experience in financial services, fintech, payments, technology, and regulatory compliance. He advises financial institutions, fintech firms, and digital asset businesses on financial regulation, cryptoassets, blockchain, stablecoins, AI governance, and cross-border legal issues. A former General Counsel and compliance adviser, he combines practical industry expertise with extensive research and writing on emerging financial regulation. He is the founder of Fintech Law and regularly publishes commentary on digital assets and financial innovation.
This book provides a comprehensive legal, regulatory, and policy analysis of one of the most important developments in modern finance: the emergence of stablecoins as a new form of digital money. Drawing on financial regulation, fintech law, payments infrastructure, digital assets, and monetary economics, the book examines how stablecoins are reshaping cross-border payments, settlement systems, decentralised finance (DeFi), and global capital markets.
Covering the full lifecycle of stablecoin ecosystems, the book explores technical architecture, reserve management, governance, systemic risk, operational resilience, tokenised deposits, central bank digital currencies (CBDCs), and the evolving relationship between private money and state monetary authority. It offers detailed analysis of major regulatory frameworks, including the EU’s Markets in Crypto-Assets Regulation (MiCA), the UK’s emerging stablecoin regime, and the US GENIUS Act, while also examining developments across emerging markets and the Asia-Pacific region.
Combining legal analysis with practical industry insight, Regulating Stablecoins explains how stablecoins are influencing financial stability, monetary sovereignty, digital dollarisation, and the future architecture of global payments. It is an essential resource for academics, lawyers, regulators, policymakers, compliance professionals, fintech practitioners, and institutional participants seeking to understand the future of money in a tokenised economy.
Explores the legal, regulatory, and policy challenges shaping digital money Examines how stablecoins are reshaping payments, DeFi, and digital finance Guides lawyers, regulators, and fintech professionals through the future of digital money
Autor*in
Gavin I. Persaud
Themen in »Regulating Stablecoins«
Digital money Fintech Regulation Cryptoasset Regulation Markets in Crypto-Assets Regulation (MiCA) GENIUS Act Digital Asset Law Cross-Border Payments Decentralised Finance (DeFi) Tokenised Deposits Central Bank Digital Currencies (CBDCs) Monetary Sovereignty Digital Dollarisation Digital Payment Systems Financial Stability Decentralised Autonomous Organizations (DAOs)