RegTech and the Future of Central Banking

Beschreibung

This book offers a timely and interdisciplinary examination of how Regulatory Technology (RegTech) is transforming central banking and financial regulation amid rapid digitalisation and growing sustainability imperatives. Moving beyond conventional treatments of RegTech as a private-sector compliance tool, it positions central banks and regulators as strategic actors in data-driven financial governance. The book explores how artificial intelligence, machine learning, cloud computing, distributed ledger technology, big data analytics, real-time reporting, and programmable compliance are reshaping monetary policymaking, prudential supervision, financial stability, and digital-currency oversight. It also examines regulatory sandboxes, innovation hubs, cybersecurity, climate-risk supervision, ESG integration, sustainable finance, digital assets, and central bank digital currencies. Case studies from developed and emerging economies illustrate regulatory innovation and institutional adaptation. Addressing algorithmic bias, data fragmentation, capacity constraints, interoperability, and cross-border coordination, the book is essential reading for scholars, postgraduate students, policymakers, central bankers, regulators, supervisors, financial institutions, technology practitioners, and global institutions.

Ibrahim Nandom Yakubu is a Lecturer in Finance and Head of the Business Innovation and Incubation Department at the School of Business, University for Development Studies, Ghana. He holds a PhD in Banking and Finance and specialises in macro-finance, institutional economics, sustainable finance, and financial innovation. Dr. Yakubu is also a member of the African Accounting and Finance Association (AAFA) and serves as an associate editor for the Review of Business Management (RBGN) and Cureus Journal of Business and Economics. With a strong quantitative background, he has authored several book chapters and research articles addressing critical issues in sustainability.

This book offers a timely and interdisciplinary examination of how regulatory technology (RegTech) is transforming central banking and financial regulation amid rapid digitalisation and growing sustainability imperatives. Moving beyond conventional treatments of RegTech as a private-sector compliance tool, it positions central banks and regulators as strategic actors in data-driven financial governance. The book explores how artificial intelligence, machine learning, cloud computing, distributed ledger technology, big data analytics, real-time reporting, and programmable compliance are reshaping monetary policymaking, prudential supervision, financial stability, and digital-currency oversight. It also examines regulatory sandboxes, innovation hubs, cybersecurity, climate-risk supervision, ESG integration, sustainable finance, digital assets, and central bank digital currencies. Case studies from developed and emerging economies illustrate regulatory innovation and institutional adaptation. Addressing algorithmic bias, data fragmentation, capacity constraints, interoperability, and cross-border coordination, the book is essential reading for scholars, postgraduate students, policymakers, central bankers, regulators, supervisors, financial institutions, technology practitioners, and global institutions.

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Ibrahim Nandom Yakubu

Themen in »RegTech and the Future of Central Banking«

RegTech Central Banking Financial Regulation ESG Compliance Climate Risk Central Bank Digital Currency (CBDC) Regulatory Sandboxes Institutional Innovation Monetary Policy Systemic Risk Global Financial Governance Data-Driven Financial Regulation Artificial Intelligence

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