MicroFinTech
Expanding Financial Inclusion with Cost-Cutting Innovation
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Beschreibung
Microfinance is a renowned albeit controversial solution for giving financial access to the unbanked, even if micro-transactions increase costs, limiting outreach potential. The economic and financial sustainability of Microfinance Institutions (MFIs) is a prerequisite for widening a potentially unlimited client base. Automation decreases costs, expanding the outreach potential, and improving transparency and efficiency. Technological solutions range from branchless mobile banking to geo-localization of customers, digital/social networking for group lending, blockchain validation, big data, and artificial intelligence, up to “MicroFinTech” - FinTech applications adapted to microfinance. Of interest to both scholars, students, and professors of financial technology and microfinance, this book examines these trendy solutions comprehensively, going beyond the existing literature and showing potential applications to the traditional sustainability versus outreach trade-off.
Analyses microfinance to provide a framework for MicroFinTech applicationsExplores the various microfinance limitations and issuesShows if and how FinTech business models can be incorporated in traditional microfinance patterns to scale them up
Analyses microfinance to provide a framework for MicroFinTech applications Explores the various microfinance limitations and issues Shows if and how FinTech business models can be incorporated in traditional microfinance patterns to scale them up
Autor*in
Roberto Moro-Visconti
Themen in »MicroFinTech«
FinTech Strategies for Financial Inclusion Technology-Driven Sustainability Startup Microfinancing Microlending What Is Microfinance? Microfinance versus traditional banking Microfinance Investment Vehicles Digital Scalability Crowdfunding and Peer to Peer Innovations Banks versus FinTechs Impact Investment Results-Based Financing