Imagine what banks and FinTech can create together
Marketplace Lending breaks down the wall dividing mainstream banking from the alternative "shadow banking" sector partially created by and thriving on the innovation in the financial technology space. Written by financial practitioners and FinTech entrepreneurs, this groundbreaking book moves beyond the theoretical to outline the framework for integrating financial innovation into the existing credit infrastructure in order to leverage the unique strengths of both.
Real-world case studies and first-hand accounts highlight the new risk elements to be addressed by businesses and monitored by regulators in order to ensure that the emerging hybrid system will be robust and stable. Equally relevant in the U.S. and Europe, with special focus on emerging markets, this versatile guide shows banks and entrepreneurs where innovation in the financial sector makes most sense and where it may be more effective to leverage the existing system. The book also includes:
* Detailed information on current leaders in the FinTech space.
* Concise breakdown of the synergies between P2P lenders and credit institutions.
* In-depth detail of the authors' own FinTech start up, including explanations of the coding work, the lending model, and technical documents.
* Full-length interview with entrepreneurs and corporate decision makers.
Marketplace Lending is a key resource for anyone working, innovating or investing in this rapidly moving field.
The time for financial technology innovation is now
Marketplace Lending, Financial Analysis, and the Future of Credit clearly explains why financial credit institutions need to further innovate within the financial technology arena. Through this text, you access a framework for applying innovative strategies in credit services. Provided and supported by financial institutions and entrepreneurs, the information in this engaging book encompasses printed guidance and digital ancillaries.
Peer-to-peer lenders are steadily growing within the financial market. Integrating peer-to-peer lending into established credit institutions could strengthen the financial sector as a whole, and could lead to the incorporation of stronger risk and profitability management strategies.
* Explain (or Explore) approaches and challenges in financial analysis applied to credit risk and profitability
* Explore additional information provided via digital ancillaries, which will further support your understanding and application of key concepts
* Navigate the information organised into three subject areas: describing a new business model, knowledge integration, and proposing a new model for the Hybrid Financial Sector
* Understand how the rise of fintech fits into context within the current financial system
* Follow discussion of the current status quo and role of innovation in the financial industry, and consider the financial technology innovation landscape from the perspective of an entrepreneur
Marketplace Lending, Financial Analysis, and the Future of Credit is a critical text that bridges the gap in understanding between financial technology entrepreneurs and credit institutions.
Ioannis Akkizidis
Finance & Investments Finanz- u. Anlagewesen Finanzwesen